Cornerstone Scottsville
Building A Place for Everyone to Call Home
About Cornerstone Scottsville
Cornerstone Scottsville is dedicated to developing high-quality, affordable housing that makes homeownership accessible to families in our community. Rooted in integrity and stewardship, we believe that every family deserves a well-built home in a thriving neighborhood. Our commitment goes beyond construction—we’re building the foundation for lasting community connections and long-term well-being.
We honor God through exceptional craftsmanship in every home we build. Our developments are designed to foster vibrant communities where neighbors become friends and families put down roots. By combining quality construction, thoughtful design, and affordable pricing, Cornerstone Scottsville is transforming Scottsville into a place where dreams of affordable housing and homeownership become reality.
To support the mission statement we rely on these three “Pillars of Purpose“:
- Faithful Integrity: We do what is right, even when no one is watching, ensuring every nail and contract reflects our commitment to Truth.
- Radical Hospitality: We believe a home is more than a structure; it is the birthplace of community. We build for connection and belonging.
- Wise Stewardship: We manage local resources and land with care, providing sustainable, affordable solutions that respect the beauty of Scottsville.
The Problem
The Cost Burden Gap
The primary indicator of the need for affordable housing is the concept of being “cost-burdened, ” meaning a household pays more than 30% of its gross income toward housing cost (rent or mortgage, plus utilities). In the greater Albemarle County area (which encompasses the majority of the 24590 workforce), nearly 45% of renter households are cost-burdened.
High Entry Cost
While the median sold price in 24590 zip code is lower than in central Albemarle County, it is still prohibitively high for first-time buyers and moderate-income households. Based on a standard 30% guideline, affording a $370,000 home (even with a moderate interest rate and low down payment) requires an annual household income far exceeding the median individual income in the area.
Lack of Rental Supply
The rental market in 24590 zip code is severely underserved, especially for apartments and smaller units. This creates upward pressure on rental prices. Our community is dominated by single-family housing on large lots. Because there are so little dedicated rental housing, the few available single-family homes that are rented out command high prices, driving up the average rent by significant percentages year-over-year.
Our Focus
Affordable Housing Development
We aim to develop high-quality residential communities designed to be accessible and affordable for families seeking to build their future in Scottsville. This includes rental property and single family homes. We work tirelessly to build relationships and steward public resources to maximize affordability rather than enterprise.
Community-Focused Neighborhoods
Our developments prioritize community building and long-term well-being. We create neighborhoods that foster meaningful connections between residents and provide spaces for families to thrive together, while matching the local look and feel.
Quality Craftsmanship & Stewardship
Every home reflects our commitment to excellence and stewardship. We honor our values through superior construction standards, sustainable building practices, and homes built to last for generations. We are in the community for the long term.
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Isaiah 32:18, NIV“My people will live in peaceful dwelling places, in secure homes, in undisturbed places of rest.”